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It is critical that all claims are reported immediately to MDI or the carrier directly. For injured employees you must complete a First Report of Injury form. Please see resources to download the form for your particular state.

All claims to be reported directly to MDI

Best Practices Tips:

Document everything in a timely manner so that the details are fresh in the involved party’s minds.
Complete a First Report of Injury on every incident
For Hired and Non-Owned auto accidents
Your drivers insurance is primary – your insurance is only excess and for liability purposes only – Instruct the driver to report to their insurance
• Receive the accident report as soon as possible (Most jurisdictions make it available in 24 to 48 hours)
• Drivers should never admit fault and they should speak only to police and emergency service personnel
• Review with the driver defensive driving practices and council the driver of the importance of safety. Consider a policy that when involved in an accident/incident the driver will complete the Book One or other safe driving lessons.
• Order a updated new MVR on the driver
For Work Comp claims be sure that your managers and supervisors know where to direct employees on the job accidents to the approved medical care provider
(When appropriate…the safety and immediate care of an injured employee is paramount.) Reporting work comp claims immediately is very critical Require drug testing for all injured employees seeking medical treatment for an on the job related accident. MDI has partnered with S1 Safety who can set up your Drug Free Workplace Program. See Resources tab for more information.

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